best mortgage loansBest Mortgage Loans at BestMortgageLoans.com provides home loan savings for Home Buyers when financing and Homeowners looking to refinance their home mortgage. Best Mortgage Loans receives mortgage lender recommendations from local Realtors and their home buying clients. If the mortgage lenders qualifies, they are invited to promote their Company and their mortgage products on our main real estate portal, The Real Estate Savings Center at TheRESC.com.

While most Mortgage Interest Rates offered by Lenders may change from day to day, they mostly remain usually remain very similar from one lender to another. Any difference in the cost of the loan is usually the fees being charged or not being charged by the Online Lender, the Mortgage Broker, or local Bank Officer.

To find the Best Mortgage Loans offering the most home loan savings to meet their specific needs and lifestyle, BestHomeSearch.com suggests consumers ask potential Lenders the following questions:

  1. What Fees are required and/or added on by each individual Lender which can affect the overall APR – Annual Percentage Rate paid by the borrower?

  2. What are the Rate Lock Fees, Discount Points, Origination Fees I will need to pay that can affect my overall home loan savings?

  3. Does the Lender allow a “Home Buyer Rebates” from Realtors to help offset the Fees including Buyer’s Closing Costs and Pre-Paids? The IRS says such Rebates are non-taxable income to a buyer. The U.S. Department of Justice says such Rebatess make buying a home Less Expensive.

  4. For more insight to getting the Best Mortgage Loans, you really should check out the great Online Resources on our Mortgage Help page 

BestMortgageLoans.com has gathered home loan information and Mortgage Company information using online resources such as NerdWallet, the Balance, US News, and the Mortgage Professor. However the main source of Company Reviews is an will continue to be ConsumerAffairs.com because they have “been proactively collecting verified reviews for two decades”.

There are dozens of very good Mortgage Lenders claiming to offer the “Best Mortgage Loans”. However we highly recommend that consumers looking to finance or refinance a home compare the Reviews of Top Mortgage Lenders provided by Consumer Affairs before making a decision if you are interested in any of the following Mortgage topics:

  • Traditional Bank for Home Loans & Refinancing

  • First Time Home Buyer Loans & Low Down Payments

  • Online Convenience & Customer Satisfaction

  • Conventional & Adjustable Rate Mortgages

  • VA & FHA and Loans for Veterans

  • Personalized Rate Quotes

home buyer rebatesWhen discussing a home loan program with any Mortgage Lender, it is smart to ask them right up front if they allow Home Buyer Rebates as a credit toward closing costs. Also ask the Lender if they have any limitations on how they can allow the Rebate to be Credited toward your Closing Costs, Pre-Paids, or even a Mortgage Rate Buy-Down.

When you select your Lender, it is very important to get a Lender’s Pre-Approval Letter. This letter can put you in a much better negotiating position with the Seller of the home you want.

Best Mortgage Loans offers this Link to the following important information to help you locate and understand the best options when financing or refinancing a home or other real estate. 

Best Mortgage Loans is not a Mortgage Lender. It is a Member of the nationwide Real Estate Savings Center Network which invites the best Mortgage Brokers, Bank Lender, and Online Lenders to promote their most consumer-focused home loan savings programs. The Best Mortgage Loans website is a part of The Real Estate Savings Center Network with Online Savings Centers already have set up for more than 100 of the largest Metro areas in the United States.

home buyer rebatesThe Real Estate Savings Center Network is designed around what the U.S. Department of Justice says are ways to “Make Home Buying Less Expensive” and “Home Selling More Affordable”. BestMortgageLoans.com an integral part of The Real Estate Savings Center Network, as are the following consumer-centric websites that also offer time and money savings including home loan savings in the form of home buyer rebates:

  • Best Home Search – You receive access to the most MLS Listings with updates every 15-minutes or so, along with Multiple Home Search Website from local Realtors. Plus each of the Realtors promoted through BestHomeSearch.com provide Home Buyer Rebates, also known as Agent Commission Splits of 20% to 67% or more in the 40-states where they are legal and available.

  • The Real Estate Savings Center –  In additions to any savings you receive from a Buyer’s Agent when you purchase a home or other residential real estate, you will keep a lot more of your equity when using the Home Seller Solutions offers by the Home home listing, marketing, and selling specialists you will find at The Real Estate Savings Center.

The Real Estate Savings Center offers you easy access to the great combination of top Mortgage Lenders plus MLS Home Search functionality, along with highly-rated Realtors, House Builders, Home Inspectors, and Closing Service Providers in more than 90 Metro areas where we have already opened Online Savings Centers..

Thank you for visiting, and look for the Best Mortgage Loans in your hometown or your destination city at The Real Estate Savings Center.